Financial literacy is one of the most crucial skills for building a secure and abundant future. Yet, teaching and learning money management can feel overwhelming without the right guidance. Enter Black authors who have enriched personal finance literature with diverse perspectives, actionable strategies, and powerful stories.
These 26 must-read books cover an array of financial topics—from saving, budgeting, and debt payoff to wealth building, entrepreneurship, and financial literacy for kids. Whether you’re just starting your financial education or you’re looking to refine your approach to money, you’ll find a book (or several) to inspire, educate, and empower you.
💸 Financial Literacy for All Ages
1. “I Got Bank” by Teri Williams
Teaching kids about money has never been more fun. Teri Williams delivers a vibrant, relatable story of a young boy learning to manage his cash wisely—perfect for young readers and parents alike.
2. “I Don’t Want to Die Poor” by Michael Arceneaux
Michael Arceneaux’s collection of essays dives into the struggles of student debt, economic anxiety, and chasing dreams in a world that often feels stacked against us. It’s both inspiring and deeply relatable.
3. “The Wealth Choice” by Dennis Kimbro
If you’re looking for success secrets, Dennis Kimbro’s seven laws of wealth creation, inspired by affluent Black millionaires, will guide you in building and sustaining financial success.
4. “The 21-Day Financial Fast” by Michelle Singletary
Need a financial reset? Michelle Singletary’s 21-day challenge focuses on spending only on essentials, helping readers achieve financial clarity, discipline, and peace.
Relationship and Family Finance
5. “Money Talks” by Talaat & Tai McNeely
For couples navigating the challenges of shared finances, this book is your roadmap to understanding, communicating, and aligning your financial goals.
🌱 Wealth Building and Legacy Creation
6. “The Story of Three Little Divas” by Brandy Baxter
A workbook for adults and families alike, Brandy Baxter teaches step-by-step methods to improve your relationship with money and foster financial independence as a family.
7. “From Burning to Blueprint” by Kevin L. Matthews II
This insightful book unpacks the legacy of Black Wall Street and provides strategies for creating and rebuilding generational wealth within the Black community.
Financial Literacy for Kids
8. “Amber’s Magical Savings Box” by Rachael Hanible
This delightful children’s book sparks curiosity and savings habits in young readers with an enchanting story and practical financial lessons.
9. “What Are the Money Rules?” by Rayna A. Brown
Rayna A. Brown makes financial lessons fun and memorable, teaching kids essential money habits through storytelling that the whole family can enjoy.
💼 Entrepreneurship and Financial Empowerment
10. “HussleNomics” by Ash Cash
Drawing lessons from Nipsey Hussle’s entrepreneurial mindset, Ash Cash offers transformational advice on ownership, generational wealth, and community-driven success.
🎓 Financial Guidance for Graduates
11. “Teach Your Child To Fish” by Holly D. Reid
Prepare your child for financial independence with Holly Reid’s five money habits, rooted in practical advice and timeless financial wisdom.
12. “Zero Debt for College Grads” by Lynnette Khalfani-Cox
For anyone tackling student loans, Lynnette Khalfani-Cox provides clear, practical strategies to manage debt and transition into financial freedom.
🚀 Wealth-Building and Financial Freedom
13. “Cashing Out” by Kiersten & Julien Saunders
Learn how to escape toxic financial habits and achieve true freedom. The Saunders break down strategies to win at wealth creation in an innovative, relatable way.
14. “Clever Girl Finance” by Bola Sokunbi
Fully equipped with actionable insights, Bola Sokunbi’s book is an empowering guide for leaving debt, saving consistently, and building lasting wealth.
15. “Perfect Credit” by Lynnette Khalfani-Cox
Need help improving your credit score? Lynnette Khalfani-Cox outlines seven key steps to achieve and maintain a stellar credit rating.
16. “The Money Manual” by Tonya B. Rapley
Tonya Rapley’s straightforward, no-nonsense guide helps readers overcome financial challenges and set tangible, successful money goals.
📊 Money Management
17. “Real Money Answers for Every Woman” by Patrice Washington
Patrice Washington delivers real-talk advice on creating wealthy habits, managing money, and dominating your financial goals.
18. “Our Money Stories” by Eugenié George
Learn how history, culture, and personal experience influence your financial behaviors in this deeply thoughtful and holistic approach to financial wellness.
19. “Dump Debt & Build Bank®” by Faneisha Alexander
With wit and wisdom, Faneisha Alexander shares her personal story of paying off student loans and building wealth—with tips you can apply to your life.
💹 Investing and Wealth Creation
20. “Clever Girl Finance: Learn How Investing Works” by Bola Sokunbi
Sokunbi demystifies investing for beginners, presenting clear strategies to grow your money and take control of your financial future.
21. “Girl, Make Your Money Grow!” by Glinda Bridgforth
This guide provides step-by-step advice for creating multiple income streams, investing, and building wealth that lasts.
22. “The Black Girl’s Guide to Financial Freedom” by Paris Woods
Paris Woods offers practical steps that empower readers to increase net worth, retire early, and live life on their terms.
23. “We Should All Be Millionaires” by Rachel Rodgers
Rachel Rodgers encourages readers to break through financial barriers, leverage their talents, and build businesses that generate wealth.
24. “Fearless Finances” by Cassandra Cummings
Overcome fears around money with Cassandra Cummings’ timeless strategies for wealth creation and retirement planning.
25. “Live Richer Challenge” by Tiffany Aliche
Tiffany Aliche, also known as “The Budgetnista,” lays out a manageable 36-day plan for budgeting, saving, debt management, and investing.
26. Morning Money Affirmations
At Cultural Coins, we believe in financial empowerment through education, and our coaches lead by example—both in their guidance and their writing. Their book is another way they share knowledge, helping readers take charge of their financial future. One of our very own Cultural Coins Coaches is also a published author! 📚✨ Check out their book here!.
Money Morning Meditations: Devotional Journal, . 31 Days of Inspiration” is a 144-page devotional authored by Sylvia WatfordDrawing inspiration from the Book of Proverbs, this journal guides readers through a 31-day journey to explore divine insights on personal finances. Each day’s meditation aims to foster a harmonious relationship between the reader, their finances, and their faith, encouraging thoughtful reflection and spiritual growth in financial matters
💰 Ready to take control of your finances with expert guidance? 💰
Join Cultural Coins Financial Coaching and work with trusted financial professionals who understand your unique journey. Whether you’re looking to budget smarter, build wealth, or plan for the future, our coaches provide personalized strategies to help you reach your goals.