CHIP Programs
Programs built for where you are.
CHIP programs meet you in your season, whether you’re just getting started, building a business, or navigating your benefits for the first time.
For Employers & Teams
Beyond the Benefits
Most employee benefits are underused, misunderstood, or completely invisible, and the financial impact is massive. Beyond the Benefits is CHIP’s dedicated program helping employees understand, optimize, and actually use the financial benefits available to them.
We work with employers, HR teams, and benefits administrators to build financial literacy directly into the employee experience, because the gap between benefits offered and benefits used is costing your people real money.
Who It’s For
Employers & HR Teams
Bring financial clarity to your benefits package and improve utilization across your workforce.
Employees
Understand what you have, what you're leaving behind, and how to make your benefits work harder for you.
Benefits Administrators
Partner with CHIP to increase engagement, reduce confusion, and demonstrate real benefit ROI.
What’s Inside WTF
Financial Foundation for Business
Cash flow, profit margins, business banking, and how to pay yourself right
Taxes for Small Business Owners
What you owe, what you can deduct, and how to stop overpaying the IRS
Growth Strategy & Funding
How to fund growth without giving up equity or drowning in debt
Protection & Business Insurance
Liability, key person, business interruption: what you actually need
Exit Planning & Succession
How to build a business you can sell, pass on, or retire from
For Small Business
WTF: Wills, Taxes & Finances
An 8-week financial accelerator built specifically for small business owners who are tired of running their business on vibes and a prayer. WTF gives entrepreneurs the financial vocabulary, systems, and team they need to build something real and sustainable.
Each cohort is small by design. You get direct access to financial professionals, peer accountability, and a framework you can actually use: built for founders who are figuring it out in real time.
8 WEEKS · SMALL COHORT · EXPERT-LED
Live sessions, professional access, and a community of founders building alongside you.
For Everyone
CHIP Chats
CHIP Chats is our live virtual conversation series where real people talk about real money, no jargon, no judgment, no pretending everything is fine. Each session features a CHIP professional, a community member’s story, and an open Q&A that actually goes somewhere.
Topics range from budgeting and debt to investing, estate planning, business finances, and everything in between. If money has ever felt like a language you weren’t taught: CHIP Chats was built for you.
- Free and open to the community
- Live Q&A with a verified CHIP professional
- Real stories from real people, no performance
- Recordings available after each session
- Monthly cadence with rotating topics and experts
Own a local business?
We’d love to collab and host a CHIP Chat, an open money conversation, at your business. We love supporting local business owners.
Watch the recap
CHIP Chats × Brooklyn Tea
Highlights from our open money conversation, hosted live inside Brooklyn Tea’s Bed-Stuy tasting room.
Bed-Stuy, Brooklyn
Recent Topics
Credit Scores Explained, For Real
What actually moves the needle and what's just a myth
Rent vs. Own in Today's Market
A real conversation with a CFP and a mortgage professional
Financial Planning When You Have Kids
529s, life insurance, wills, and what to do first
Side Hustle to Business: When to Make the Leap
The financial checkpoints that tell you you're ready
Ready to collab on a program?
Click the button below and tell us a bit about yourself. We’ll match you with the CHIP program that fits.